No Interest if Paid in Full Within 12 Months*
On purchases of $1,000 or more made with the Synchrony HOME™ Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months. Minimum monthly payments required.
Benefits of the Synchrony HOME Credit Card
- 2% cash back as a statement credit on purchases under $2991
- 6 Months Promotional Financing on purchases of $299 or more2
- 12 to 60 Months Promotional Financing on qualifying purchases at participating Synchrony HOME retailers2
- Online account management and customer service
- A dedicated credit limit for home purchases from furniture and décor to mattresses and more, with buying power to help get what you want and need for your home*
- No annual fee3 and the ability to request a credit limit increase4
- $0 fraud liability and 24/7 secure account management
Applying is quick, easy and secure
1. Apply at checkout
During checkout, click the "Pay with Synchrony" button and fill out a secure online application.
2. Credit Decision
You’ll get an instant credit decision shortly after you submit the application.
3. Shop
If you’re approved, you can proceed to pay for purchase using promotional financing.*
Manage your account with Synchrony.
Make payments, view your balance, update account information and schedule up to 12 payments at a time.
Frequently Asked Questions
What is the Retailer Name Synchrony HOME Credit Card?
Retailer Name offers customers a credit card through Synchrony Bank with a revolving credit limit to use again and again everywhere the Synchrony HOME Credit Card is accepted, including Retailer Name.*
How do I apply for a Synchrony HOME Credit Card?
You can apply for a Retailer Name Synchrony HOME Credit Card online. Click here to apply online.
Where do I check the status of my account?
To check the status of your Retailer Name Synchrony HOME Credit Card account, click on the Manage My Account link above/below to go to the Synchrony Bank website. After logging into your account, you will be able to: • Make a payment• View your balance• Update your account information• Schedule up to 12 future payments
How can I make a payment on my Retailer NameSynchrony HOME Credit Card?
There are three convenient ways to pay your bill.
Pay Online:Click here to manage your account, and make payments online.
Pay By Phone: Contact Synchrony Bank Customer Service 1-844-335-5909 during the hours listed below to make a payment by phone.
Monday - Sunday 7:30 am to 12:00 midnight EST.
Pay By Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.
Synchrony BankPO Box 960061Orlando, FL 32896-0061
*Qualifying purchase amount must be on one receipt. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
1Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1 –2 billing cycles after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
2Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.
3For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2.
4You may be required to provide your annual net income if we do not have your recent information on file.